Road accidents are inevitable no matter how careful you are. The best thing to do is prepare for the worst-case scenario before it happens. These include health plans, car insurance, and the likes. Since 2001, car injury rates have been on the rise. An 8.6% increase happened between 2006 to 2013 alone. These physical inflictions are 27 times higher than fatality rates.
One of the unfortunate results of road traffic crashes is leaving the victim with a disability. The damage to the vehicle is already a heavy financial burden, but living with an impairment is an even bigger problem. Treatments and maintenance are going to last for a while, if not a lifetime. The disabled individual would also need assistance in areas of their life that have been affected by the tragedy.
If you or someone close to you fell victim to a vehicle accident that resulted in a disability, you can claim compensation and assistance from various programs and services. Here's how:
Provide Proof of Negligence For Compensation
According to Australian law, to claim compensation after a vehicular accident, the victim should prove that the other party was negligent. Merely being injured does not constitute payment for damages. Any inflicted physical harm has to be caused by a lack of reasonable care for the victim to receive compensation. The government will then provide support to the injured upon assessment of the situation.
Get Support From The NDIS
The NDIS aims to support disabilities of all kinds. They have a wide variety of support categories to accommodate all of their participants. If you are a victim of a car accident and are diagnosed with a disability, this is how NDIS can help.
You can claim your compensation from the government, and your insurance plans, if any, and still be eligible to receive aid from the NDIS.
The loss from the injury will be a reference for the amount of money and assistance you will be receiving. Coverage includes the following.
- Medical expenses
- Economic loss
- Domestic care and assistance
- Pain and suffering
The auditing body will perform a thorough assessment of the situation to compensate you properly. If you have received any benefits or support from the government or other private organizations, mention them to NDIS plan management staff.
Compensation Information Form
You will be required to fill up a compensation information form for the NDIS so they can understand how to help you better. In some cases, they might also ask for your consent for them to gather your information and disclose it to third parties that could be of assistance.
The assistance you receive from the NDIS does not only stop at compensation. Their support categories also include aid for other aspects of a disabled individual's needs. As long as the funds align with the stated in your plan, you can claim any of the following.
- Assistive technology to help the individual function (prosthetic devices, hearing aids, wheelchairs)
- Home modifications
- Help from skilled personnel
- Assistance in daily activities
- Therapeutic support
- Transportation needs and vehicle modifications
Contact your local NDIS service provider and discuss with a plan manager the best options for you.